Personal monthly budget worksheet with savings goals

Description:

This image depicts a "Personal Monthly Budget Worksheet with Savings Goals" presentation slide that is editable for customization. The slide is divided into three main sections: Checking, Savings, and Savings Goals. The Checking section includes the starting and ending balance of the checking account, along with a line-by-line breakdown of bills and expenses, specifying the due date, bill/description, projected amount, and actual amount paid. Each line includes a checkbox to indicate whether the payment has been made.

The Savings section similarly outlines the starting and ending balance of a savings account but doesn’t list out individual transactions.

The Savings Goals section is distinctly designed to strategize financial savings. It includes a column to specify the goal, its due date, description, how much to save monthly, and the overall total goal. There’s also a space to record the actual amount saved during the month, as well as a summary area at the bottom, which accounts for income, checking deposits, actual bills, actual savings deposits, and the resulting ending balance.

Use Cases:

This slide template can be applied across various industries, primarily for financial management, planning, and training purposes. Here are seven industries and specific use cases:

1. Financial Services:

Use: Financial planning seminars

Presenter: Financial advisor

Audience: Clients seeking budgeting advice

2. Education:

Use: Teaching personal finance management

Presenter: Educator

Audience: Students

3. Non-Profit:

Use: Budgeting workshops for community members

Presenter: Community financial counsellor

Audience: Non-profit beneficiaries

4. Human Resources:

Use: Employee financial wellness programs

Presenter: HR Benefits Coordinator

Audience: Company employees

5. Retail Banking:

Use: Customer financial literacy initiatives

Presenter: Bank customer service representative

Audience: Bank customers

6. Government:

Use: Public financial education campaigns

Presenter: Government official

Audience: General public

7. Corporate Training:

Use: Training employees on financial benefits and planning

Presenter: Corporate trainer

Audience: New hires or employees