Powerpoint Templates and Google slides for Banking Challenges

This slide shows information about various problems and issues which are faced by neobanks in the market. These challenge includes security issues, regulatory challenges, technological risks and no physical existence. Introducing Mobile Banking Applications To Perform Major Challenges Neobanks Are Facing Fin SS V to increase your presentation threshold. Encompassed with Four stages, this template is a great option to educate and entice your audience. Dispence information on Security Challenges, Regulatory Challenges, Technological Risks, using this template. Grab it now to reap its full benefits.

This slide represents concerns with safety in digital banking. It aims to invest in robust cyber security measures, stay informed about emerging threats, collaborate with industry peers, and prioritize security education and awareness for both customers and employees. It includes various approaches such as lack of awareness, inadequate budgeting and lack of management, etc. Introducing our premium set of slides with Challenges Related To Cyber Security In Digital Banking. Ellicudate the five stages and present information using this PPT slide. This is a completely adaptable PowerPoint template design that can be used to interpret topics like Inadequate Awareness, Apps And Mobile Devices, Increase Ransomware. So download instantly and tailor it with your information.

This slide showcases key solutions to overcome problems in banking cyber security. This slide aims to implement security solutions to prevent instances of misused or lost data and counter emerging cyber attacks. It includes various elements such as challenges, solutions and impact. Presenting our well structured Solutions To Overcome Challenges For Implementing Cyber Security In Banking. The topics discussed in this slide are Knowledge, Ransomware, Social Media. This is an instantly available PowerPoint presentation that can be edited conveniently. Download it right away and captivate your audience.

This slide defines the critical need for banks to prioritize cost-saving measures in response to ongoing margin decline and regulatory pressures, emphasizing the importance of innovative strategies. Increase audience engagement and knowledge by dispensing information using Enhancing Bank Risk Management Addressing Cost Challenges In Banking Sector Risk SS. This template helps you present information on four stages. You can also present information on Traditional Methods, Risk Functions, Cost-Saving Efforts using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

This slide defines the challenges encountered by the banks including evolving technology, regulatory compliance, cybersecurity threats, and competition that impacts operational efficiency, financial stability, and customer trust. Increase audience engagement and knowledge by dispensing information using Enhancing Bank Risk Management Challenges Faced In Bank Risk Management Risk SS. This template helps you present information on six stages. You can also present information on Consumer Expectations, Regulatory Obligations, Cybersecurity Threats, Stiff Competition using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

This slide represents the data related to the challenges faced by a corporate bank in optimizing the experience of customers in omnichannel banking. It includes challenges such as budget constraints, lack of expertise and internal resources etc. Introducing our Challenges Of Optimizing Customer Experience In Omnichannel Banking set of slides. The topics discussed in these slides are Budget Constraints, Lack Of Expertise, Integrating Existing Systems. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

This slide defines the challenges faced by the Islamic banking and financing industry globally. It includes details related to the shariah guidelines, differences from conventional banking, scholars, etc. Introducing Challenges Of Islamic Banking And Financial Comprehensive Overview Islamic Financial Sector Fin SS to increase your presentation threshold. Encompassed with four stages, this template is a great option to educate and entice your audience. Dispence information on Financial, Institutions, Harmonization, using this template. Grab it now to reap its full benefits.

Deliver an outstanding presentation on the topic using this Table Of Contents For Challenges Of RPA Implementation In Banking And Finance. Dispense information and present a thorough explanation of Implementation, Recent Trends Technology, Strategies Rpa using the slides given. This template can be altered and personalized to fit your needs. It is also available for immediate download. So grab it now.

This slide shows major challenges regarding digital transformation in banking such as securing media communications, drifting away from legacy applications, security issues, eliminating silos etc. along with relative solutions. Introducing Challenges And Solutions Regarding Digital Key Benefits Banking Industry Transformation to increase your presentation threshold. Encompassed with two stages, this template is a great option to educate and entice your audience. Dispence information on Transformation, Communications, Applications, using this template. Grab it now to reap its full benefits.

Following slide depicts the reasons for why we are not a challenger bank. The main reasons includes we do not need customers to transfer their funds, Introducing We Are Not A Challenger Bank Curve Ppt File Background Image to increase your presentation threshold. Encompassed with three stages, this template is a great option to educate and entice your audience. Dispence information on Consumer, Transfer Funds, Our Account, Future, using this template. Grab it now to reap its full benefits.

This slide shows the different challenges and solutions of digital transformation in banking sector. It highlights the challenges like technology cost, data privacy, poor project leadership and company culture. Introducing our premium set of slides with Challenges And Solutions Of Digital Transformation In Banking. Ellicudate the four stages and present information using this PPT slide. This is a completely adaptable PowerPoint template design that can be used to interpret topics like Technology Cost, Data Privacy, Company Culture. So download instantly and tailor it with your information.

This slide provides the details of the strategies assessed by bank to understand the goals along with political and financial challenges faced by the bank. Deliver an outstanding presentation on the topic using this Feasibility Study Templates Different Projects Bank Strategy Assessment Political Financial Challenges. Dispense information and present a thorough explanation of Strategy, Assessment, Financial using the slides given. This template can be altered and personalized to fit your needs. It is also available for immediate download. So grab it now.

The following slide highlights some major challenges in online banking faced by financial institutions. It includes unawareness among consumers, inefficient budget allocation, weak identity, rise of ransomware, social media etc. Presenting our set of slides with Major Cybersecurity Challenges In Internet Banking. This exhibits information on six stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Increase Transactions, Social Media, Budget Allocation.

Presenting our Banking Software Solve Banks Challenges In Powerpoint And Google Slides Cpb PowerPoint template design. This PowerPoint slide showcases three stages. It is useful to share insightful information on Banking Software Solve Banks Challenges. This PPT slide can be easily accessed in standard screen and widescreen aspect ratios. It is also available in various formats like PDF, PNG, and JPG. Not only this, the PowerPoint slideshow is completely editable and you can effortlessly modify the font size, font type, and shapes according to your wish. Our PPT layout is compatible with Google Slides as well, so download and edit it as per your knowledge.

Presenting our Emerging Challenges Banking Sector In Powerpoint And Google Slides Cpb PowerPoint template design. This PowerPoint slide showcases four stages. It is useful to share insightful information on Emerging Challenges Banking Sector. This PPT slide can be easily accessed in standard screen and widescreen aspect ratios. It is also available in various formats like PDF, PNG, and JPG. Not only this, the PowerPoint slideshow is completely editable and you can effortlessly modify the font size, font type, and shapes according to your wish. Our PPT layout is compatible with Google Slides as well, so download and edit it as per your knowledge.

Presenting Traditional Banks Vs Challenger Banks Ppt Powerpoint Presentation File Clipart Images Cpb slide which is completely adaptable. The graphics in this PowerPoint slide showcase four stages that will help you succinctly convey the information. In addition, you can alternate the color, font size, font type, and shapes of this PPT layout according to your content. This PPT presentation can be accessed with Google Slides and is available in both standard screen and widescreen aspect ratios. It is also a useful set to elucidate topics like Traditional Banks Vs Challenger Banks. This well structured design can be downloaded in different formats like PDF, JPG, and PNG. So, without any delay, click on the download button now.

This slide exhibits the challenges faced by customers who use electronic banking. Main issues include security , technical and lack of personal relationship. Presenting our set of slides with name Challenges And Issues In Digital Banking Services And Operations. This exhibits information on three stages of the process. This is an easy-to-edit and innovatively designed PowerPoint template. So download immediately and highlight information on Security, Technical Issues, Lack Personal Relationship.

This slide represents challenges and solutions for mobile banking. It includes platform scalability, partner management, educating customers, support operating system, etc. Introducing Key Challenges And Solutions In Mobile Banking E Banking Management And Services to increase your presentation threshold. Encompassed with three stages, this template is a great option to educate and entice your audience. Dispence information on Manage Multiple Partners, Educating Customers, Financial Transactions, using this template. Grab it now to reap its full benefits.

This slide shows four major challenges faced by insurance industry. It includes low penetration rates, lack of capital investment, lack of financial literacy, etc. Presenting our set of slides with name Various Challenges Faced By Banking Insurance Organizations. This exhibits information on four stages of the process. This is an easy-to-edit and innovatively designed PowerPoint template. So download immediately and highlight information on Low Penetration Rates, Lack Of Capital Investment, Lack Of Financial Literacy.

This slide displays the key challenges in the hiring process of the potential candidates for the financial and banking services sector. It includes high skill gap, poor candidate experience, low retention level, time consuming process, etc. Presenting our set of slides with name Hiring Challenges In Banking And Financial Industry. This exhibits information on three stages of the process. This is an easy-to-edit and innovatively designed PowerPoint template. So download immediately and highlight information on Financial Industry, Low Retention Level, Time Consuming Procedures.

This slide signifies the solutions to overcome various banking relationship challenges. It covers information about challenges like security breach, regulatory compliance and changing business model with implemented strategies to overcome Presenting our set of slides with Solutions To Overcome Various Banking Relationship Challenges. This exhibits information on two stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Challenges, Security Breach, Regulatory Compliance.

The slide communicates key challenges faced by banks in client onboarding process with traditional methods. It includes issues such as documentation, source of wealth, complex structure, risk based approach and local requirements. Presenting our set of slides with Private Banks Client Onboarding Process Challenges. This exhibits information on five stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Documentation, Source Of Wealth, Complex Structure.

This slide shows testing banking app issues that helps to determine major weak areas. It includes three main challenges time consuming process, card processing, security and credit applications. Presenting our set of slides with name Test Scenario Challenges In Banking App. This exhibits information on three stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Time Consuming Process, Credit Applications, Card Processing.

This slide shows the challenges related to credit risk management which includes insufficient data management, constant rework, insuffuicient risk tools, etc. Deliver an outstanding presentation on the topic using this Challenges To Credit Risk Management Bank Risk Management Tools And Techniques. Dispense information and present a thorough explanation of Insufficient Data Management, Risk Management, Constant Rework using the slides given. This template can be altered and personalized to fit your needs. It is also available for immediate download. So grab it now.

This slide illustrate various challenges faced by banking application while providing extraordinary service to end user along with their solutions. It includes elements such as customer awareness, privacy concerns, virus attacks and risk through SMS. Introducing our Digital Banking Application Challenges With Solutions set of slides. The topics discussed in these slides are Customer Awareness, Privacy Concerns, Virus Attacks. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

This slide contains four challenges faced in digital transforming banking systems. These are growing competition, cultural obsolescence and client retention. Presenting our set of slides with Banking Operations Digital Transformation Strategy Challenges. This exhibits information on THREE stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Growing Competition, Client Retention, Cultural Obsolescence.

This slide mentions omnichannel banking challenges faced while implementation and corresponding solutions. The basis of differentiation include Implementation Cost, Technology and Digital Security. Presenting our well structured Omnichannel Banking Challenges And Solutions. The topics discussed in this slide are Digital Security, Technology, Implementation Cost. This is an instantly available PowerPoint presentation that can be edited conveniently. Download it right away and captivate your audience.

Following slide represents major issues in digital banking services and. Purpose of this slide is to identify critical problems and possible solutions to ensure smooth functioning of banking operations. It include pointers such as security, technical challenges, flexible nature and lack of relationship. Presenting our set of slides with name Challenges Of Using Electronic Bank Facility. This exhibits information on four stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on Technical Challenges, Lack Of Relationship, Flexible Nature.

Following slide brings forth the ways to overcome challenges and offers solutions in developing application for mobile banking. The elements covered in this slide are challenges, solutions and outcomes. Introducing our Overcoming Challenges In Developing Mobile Banking Application set of slides. The topics discussed in these slides are Securing Customer Data, Regulatory Compliance Management, Challenges. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

This slide showcases key focus areas or value drivers for retail banking while using big data management to enhance process efficiency. It provide information regarding enhancing banking operations, digitalizing process, improving bank performance and developing new revenue streams. Presenting our set of slides with Data Management Solutions To Overcome Retail Banking Challenges. This exhibits information on Three stages of the process. This is an easy to edit and innovatively designed PowerPoint template. So download immediately and highlight information on High Error Rates, Lack Of Data Accessibility, Data Silos.

This slide represents challenges and solutions for mobile banking. It includes platform scalability, partner management, educating customers, support operating system, etc. Introducing Key Challenges And Solutions In Mobile Banking Digital Banking System To Optimize Financial to increase your presentation threshold. Encompassed with three stages, this template is a great option to educate and entice your audience. Dispence information on Key Challenges, Solutions In Mobile, Banking, using this template. Grab it now to reap its full benefits.

This slide highlights challenges faced by wholesale banking in order to cash flow process and solutions to overcome those barriers. It provides information such as payment terms, purchase order, collection and working capital. Introducing our Challenges Faced By Banks During Order To Cash Flow Process set of slides. The topics discussed in these slides are Challenges Faced, Banks During Order, Cash Flow Process. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

This slide signifies the banking sector key threats and strategies implemented to overcome them. It covers information about challenges like achieving cost reduction, improve client experience, refine cybersecurity with solutions to overcome. Introducing our premium set of slides with name Banking Industry Key Challenges And Solutions To Overcome. Ellicudate the four stages and present information using this PPT slide. This is a completely adaptable PowerPoint template design that can be used to interpret topics like Achieving Cost Reduction, Refining Cybersecurity, Client Experience. So download instantly and tailor it with your information.

Presenting Challenges Facing Banking Industry In Powerpoint And Google Slides Cpb slide which is completely adaptable. The graphics in this PowerPoint slide showcase three stages that will help you succinctly convey the information. In addition, you can alternate the color, font size, font type, and shapes of this PPT layout according to your content. This PPT presentation can be accessed with Google Slides and is available in both standard screen and widescreen aspect ratios. It is also a useful set to elucidate topics like Challenges Facing Banking Industry This well structured design can be downloaded in different formats like PDF, JPG, and PNG. So, without any delay, click on the download button now.

This slide presents onboarding challenges faced by banks and some appropriate measures that can be useful for solving operational problems. It includes challenges such as complex onboarding, operational breakdowns and digital failure Introducing our Bank Onboarding Challenges And Solutions To Overcome set of slides. The topics discussed in these slides are Solutions, Challenges, Bank. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

This slide represents challenges and solutions for mobile banking. It includes platform scalability, partner management, educating customers, support operating system, etc. Introducing Key Challenges And Solutions In Mobile Banking Introduction To Types Of Mobile Banking Services to increase your presentation threshold. Encompassed with three stages, this template is a great option to educate and entice your audience. Dispence information on Challenges, Banking, Mobile, using this template. Grab it now to reap its full benefits.

This slide exhibits corporate banking issues and gives solution to improve customer service and increase productivity. Its key challenges are cash management, working capital and trade finance that helps to avoid arising obstacles. Introducing our Various Corporate Banking Challenges And Solutions set of slides. The topics discussed in these slides are Various Corporate Banking, Challenges And Solutions. This is an immediately available PowerPoint presentation that can be conveniently customized. Download it and convince your audience.

This slide shows main challenges faced by banks as well as customers after adopting mobile banking. These major challenges includes online hackers, privacy issues and technical issues. Present the topic in a bit more detail with this F1400 Major Challenges Associated With Mobile Banking For Convenient And Secure Online Payments Fin SS. Use it as a tool for discussion and navigation on Associated, Sensitive, Information. This template is free to edit as deemed fit for your organization. Therefore download it now.

This slide shows information about various problems and issues which are faced by neobanks in the market. These challenge includes security issues, regulatory challenges, technological risks and no physical existence. Increase audience engagement and knowledge by dispensing information using Major Challenges Neobanks Mobile Banking For Convenient And Secure Online Payments Fin SS. This template helps you present information on four stages. You can also present information on Security Challenges, Regulatory Challenges, Technological Risks using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

This slide showcases major challenges of implementing robotic process automation in banking sector. It incorporates process standardization, security, ease of integration, stakeholder collaboration, security, infrastructure management etc. Increase audience engagement and knowledge by dispensing information using Challenges Of RPA Implementation In Banking And Finance Sector Robotic Process Automation. This template helps you present information on four stages. You can also present information on Standardization Of Processes, Stakeholder Collaboration, Compliance Reporting using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

This slide represents challenges and solutions for mobile banking. It includes platform scalability, partner management, educating customers, support operating system, etc. Introducing Electronic Banking Management Key Challenges And Solutions In Mobile Banking to increase your presentation threshold. Encompassed with three stages, this template is a great option to educate and entice your audience. Dispence information on Unawareness And Scepticism, Build Partnership Model, Security In Financial Transactions, using this template. Grab it now to reap its full benefits.

This slide represents challenges and solutions for mobile banking. It includes platform scalability, partner management, educating customers, support operating system, etc. Increase audience engagement and knowledge by dispensing information using Online Banking Management Key Challenges And Solutions In Mobile Banking. This template helps you present information on three stages. You can also present information on Platform Scalability And Compatibility, Transactional Costs, Security In Financial Transactions using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

This slide shows main challenges faced by banks as well as customers after adopting mobile banking. These major challenges includes online hackers, privacy issues and technical issues. Introducing Major Challenges Associated Comprehensive Guide For Mobile Banking Fin SS V to increase your presentation threshold. Encompassed with one stages, this template is a great option to educate and entice your audience. Dispence information on Privacy Issues, Technical Issues, using this template. Grab it now to reap its full benefits.

This slide shows information about various problems and issues which are faced by Neobanks in the market. These challenge includes security issues, regulatory challenges, technological risks and no physical existence. Increase audience engagement and knowledge by dispensing information using Major Challenges Neobanks Comprehensive Guide For Mobile Banking Fin SS V. This template helps you present information on four stages. You can also present information on Security Challenges, Regulatory Challenges using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

Introducing Agenda For Challenges Of RPA Implementation In Banking And Finance to increase your presentation threshold. Encompassed with eight stages, this template is a great option to educate and entice your audience. Dispence information on Automate Repeatable, Eliminate Mundane, Internal Processes, using this template. Grab it now to reap its full benefits.

Present the topic in a bit more detail with this Challenges Of RPA Implementation In Banking And Finance Table Of Contents. Use it as a tool for discussion and navigation on Robotic Process Automation, Implementation Roadmap. This template is free to edit as deemed fit for your organization. Therefore download it now.

Introducing our well researched set of slides titled Icons Slide For Challenges Of RPA Implementation In Banking And Finance. It displays a hundred percent editable icons. You can use these icons in your presentation to captivate your audiences attention. Download now and use it multiple times.

This slide provides the effect of executing robotic process automation in the banking and finance business. It includes customer experience, cost effectiveness, compliance reporting, productivity, infrastructure cost, and availability.Increase audience engagement and knowledge by dispensing information using Impact Of RPA Integration In Banking And Challenges Of RPA Implementation. This template helps you present information on five stages. You can also present information on Cost Effectiveness, Customer Experience, Infrastructure Cost using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

This slide showcases the risk of implementing robotic process automation in banking and finance services. It incorporates operational, compliance, data quality, and ethical risks.Introducing Risk Involved With RPA Integration In Banking Challenges Of RPA Implementation to increase your presentation threshold. Encompassed with four stages, this template is a great option to educate and entice your audience. Dispence information on Information Displayed, Coordination Between, Inventory Management, using this template. Grab it now to reap its full benefits.

The mentioned slide provides some application scenarios of robotic process automation in various banking operation activities. It incorporates customer onboarding, commercial banking,retail banking, lending, credit card processing, etc.Introducing Use Cases Of Robotic Process Automation In Banking Challenges Of RPA Implementation to increase your presentation threshold. Encompassed with six stages, this template is a great option to educate and entice your audience. Dispence information on Commercial Banking, Customer Onboarding, Credit Card Processing, using this template. Grab it now to reap its full benefits.

Presenting Banking Challenges In Powerpoint And Google Slides Cpb slide which is completely adaptable. The graphics in this PowerPoint slide showcase Three stages that will help you succinctly convey the information. In addition, you can alternate the color, font size, font type, and shapes of this PPT layout according to your content. This PPT presentation can be accessed with Google Slides and is available in both standard screen and widescreen aspect ratios. It is also a useful set to elucidate topics like Banking Challenges This well-structured design can be downloaded in different formats like PDF, JPG, and PNG. So, without any delay, click on the download button now.

Presenting this set of slides with name Several Challenges In E Banking. This is a eight stage process. The stages in this process are E Banking, Technology, Mobile Banking. This is a completely editable PowerPoint presentation and is available for immediate download. Download now and impress your audience.

Presenting this set of slides with name Banking Industry Challenges Ppt Powerpoint Presentation File Graphic Images Cpb. This is an editable Powerpoint five stages graphic that deals with topics like Banking Industry Challenges to help convey your message better graphically. This product is a premium product available for immediate download, and is 100 percent editable in Powerpoint. Download this now and use it in your presentations to impress your audience.

Presenting this set of slides with name Challenges Faced By Banking Sector Ppt Powerpoint Presentation Ideas Examples Cpb. This is an editable Powerpoint six stages graphic that deals with topics like Challenges Faced By Banking Sector to help convey your message better graphically. This product is a premium product available for immediate download and is 100 percent editable in Powerpoint. Download this now and use it in your presentations to impress your audience.

Presenting this set of slides with name Compliance Challenges Banks Ppt Powerpoint Presentation Ideas Deck Cpb. This is an editable Powerpoint four stages graphic that deals with topics like Compliance Challenges Banks to help convey your message better graphically. This product is a premium product available for immediate download and is 100 percent editable in Powerpoint. Download this now and use it in your presentations to impress your audience.

Presenting this set of slides with name Key Digital Payment Transformation Challenges Faced By Banking Organizations. The topics discussed in these slides are Cybersecurity Concern, Data Privacy Concern, Organization Structure Not Optimally Aligned. This is a completely editable PowerPoint presentation and is available for immediate download. Download now and impress your audience.

This slide covers possible challenges that can be incurred while implementing cross selling technique. Presenting this set of slides with name Banks Challenges That Occur During Cross Selling Implementation Ppt Graphics. This is a three stage process. The stages in this process are Challenges Occur, During Cross, Selling Implementation. This is a completely editable PowerPoint presentation and is available for immediate download. Download now and impress your audience.

Presenting Compliance Challenges Banks Ppt Powerpoint Presentation File Display Cpb slide which is completely adaptable. The graphics in this PowerPoint slide showcase three stages that will help you succinctly convey the information. In addition, you can alternate the color, font size, font type, and shapes of this PPT layout according to your content. This PPT presentation can be accessed with Google Slides and is available in both standard screen and widescreen aspect ratios. It is also a useful set to elucidate topics like Compliance Challenges Banks. This well-structured design can be downloaded in different formats like PDF, JPG, and PNG. So, without any delay, click on the download button now.

This slide shows major challenges regarding digital transformation in banking such as securing media communications, drifting away from legacy applications, security issues, eliminating silos etc. along with relative solutions. Increase audience engagement and knowledge by dispensing information using Challenges And Solutions Regarding Digital Transformation In Banking Ppt Style. This template helps you present information on two stages. You can also present information on Security, Communications, Eliminating using this PPT design. This layout is completely editable so personaize it now to meet your audiences expectations.

The slide provides the major concerns faced by the company in current process. Key challenges include lengthy process, competitive pressure, data loss, enormous paperwork etc. Introducing Key Challenges Faced Process Improvement In Banking Sector Ppt Background Images to increase your presentation threshold. Encompassed with six stages, this template is a great option to educate and entice your audience. Dispence information on Competitive Pressure, Data Loss, Challenges, using this template. Grab it now to reap its full benefits.